RISK DISCLOSURE

Investment outcomes can differ materially from expectations.

Read these risks before using market, portfolio or automated-strategy tools. You may lose some or all of the amount invested.

CORE RISK AREAS

Nine dimensions to consider together.

No single score or control removes the need to assess your own financial situation.

1. Market risk

Prices can move rapidly because of economic data, issuer events, sentiment, policy or conditions outside Canada.

2. Liquidity risk

An asset may not be saleable at the expected time or price. A withdrawal can wait for settlement or available liquidity.

3. API and integration risk

Connections may fail, deliver delayed data, duplicate an instruction or behave differently after a provider update.

4. Counterparty and custody risk

A broker, exchange, custodian, bank or service provider may fail, restrict access or become insolvent.

5. Operational risk

Errors in people, processes, records or systems can delay transactions and produce an unintended result.

6. Cybersecurity and phishing

Account takeover, malware, social engineering or leaked credentials can lead to unauthorised activity and loss.

7. Model and automation risk

A rule can react poorly to unexpected conditions, use an unsuitable input or continue until you pause or change it.

8. Service availability

Maintenance, connectivity or third-party outages may prevent access when you want to review or act.

9. Legal, tax and regulatory risk

Rules, reporting duties or tax treatment can change and may apply differently to each person or asset.

DIGITAL-ASSET CONTEXT

Crypto-assets can amplify several risks at once.

Digital assets can be highly volatile, trade continuously and rely on complex custody and transfer practices. Transactions may be irreversible, and recovery from fraud can be difficult.

Protection is limited

Cash deposits held with a CDIC member institution may be eligible for CDIC protection, subject to its rules and limits. Eligible securities held by a CIPF member investment dealer may be protected if that dealer becomes insolvent, subject to CIPF terms. Crypto-assets and many digital assets are generally not covered by CDIC or CIPF.

Scenario results are not forecasts

Calculators and dashboard examples illustrate how inputs interact. They do not incorporate every fee, tax, spread, market gap or personal circumstance and should not be treated as promised performance.

Automated monitoring does not remove judgement

A configured strategy can execute consistently and still produce a loss. Review parameters, notifications and connected accounts, and know how to pause or revoke access.

Assess affordability

Do not invest money needed for rent, debt payments, taxes, emergencies or near-term goals. Diversification can reduce concentration but cannot eliminate loss.

Independent advice

General website information is not personalised investment, tax or legal advice. Consult a qualified professional when a decision depends on your individual circumstances.

YOUR NEXT STEP

Build a more considered investment plan.

Request access to review available tools, eligibility and onboarding with a Corvenhall specialist.